Sep 22

Aurora Bankruptcy Lawyer | Can I Discharge My Student Loan Debt through Bankruptcy in Denver?

When the debt is mounting and people are feeling financial pressures in Aurora and Centennial, Chapter 7 or Chapter 13 bankruptcy may be the answer. However, if student loans comprise part of your debt, you should know it is very difficult to get it discharged through bankruptcy. Denver Bankruptcy Lawyer and the Brunner Test: How …

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Sep 19

Centennial Bankruptcy Attorney | When Should I Consider Filing for Bankruptcy?

Often, people express their frustration with not knowing when their financial problems have gone past the point of no return and they should consider filing for bankruptcy. While there is no exact formula for determining when it is best to file your petition for bankruptcy in Centennial, Aurora, or Denver, there are some tell-tale signs …

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Sep 15

Aurora Bankruptcy Attorney | Listing Assets – Are Gifts Considered an Asset in a Chapter 7 or Chapter 13 Bankruptcy?

When preparing to file a Chapter 7 or Chapter 13 bankruptcy in Aurora, Littleton, or Centennial, it is extremely important that you disclose all your assets, and this includes gifts. Many people question this because the gift was not something they spent their own money on. We understand this completely, and know that often the …

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Sep 12

Joint Bankruptcy Lawyer in Littleton, Colorado: Is a Joint Bankruptcy a Good Idea?

If you are married and wish to file bankruptcy in Littleton or anywhere else in Colorado, you have the option of filing a joint bankruptcy. Depending on your unique situation, a joint bankruptcy may be a better option than filing bankruptcy alone. Joint Bankruptcy in Centennial, Colorado: What is a Joint Bankruptcy? If you live …

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Sep 09

Denver Bankruptcy and Judgment Lien Attorney | Can I Reopen My Bankruptcy Case to Address a Judgment Lien?

Sometimes, a judgment lien will have been filed and ruled on without you even knowing it. I have had clients reach out years after successfully filing for bankruptcy because they have been notified of a red flag when trying to refinance or sell their home – a judgment lien. This judgment lien must be eliminated …

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Sep 01

Aurora Bankruptcy Attorney | Filing a Chapter 7 or Chapter 13 Bankruptcy in Centennial – Tips

Meeting with many people in different stages of financial hardship in Aurora and Centennial has given me insight into some major issues people deal with before and during their bankruptcy. Below, you will find a list of tips with three things you should do and three things you shouldn’t do when preparing for and filing …

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Aug 29

Denver Bankruptcy Loan Reaffirmation Agreements | Risks Involved with Reaffirming Debt During Bankruptcy

A common question I get asked during an initial consultation is about whether or not a person filing bankruptcy in Aurora, Denver, or Littleton will get to keep their car or home. Often, they will ask about a loan or debt reaffirmation. Reaffirming a debt basically means that you are agreeing to pay off a …

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Aug 22

Aurora Bankruptcy Attorney | Debts to Family and Friends – Do I Have to Disclose in a Centennial Bankruptcy Petition?

When I meet with potential clients in Aurora, Centennial, and Denver, I am often asked about which debts must be listed in a bankruptcy petition. These questions usually stem from embarrassment, as the person filing does not want a landlord, family member, or friend they owe money, to find out they are filing bankruptcy. The …

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Aug 18

Denver Bankruptcy Attorney | Divorce and Filing Bankruptcy in Aurora

Often, financial issues leading to bankruptcy can play a role in a married couple’s decision to get a divorce. When debt is so overwhelming that it is affecting every part of your life, your relationship can suffer. Financial issues cause high tensions and those tensions can lead to fighting and problems in the marriage. There …

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